Do you need Down Payment and Closing Cost Help?

Learn How Simple It Is to Buy a Home with Little or No Money Down. Access all eligible State, Federal, and Municipal Down Payment Programs.

Welcome to Down Payment Assistance

Making Homeownership Accessible and Affordable for Everyone!

Across the nation, over 2,000 Down Payment Assistance programs await to help turn your home buying dreams into reality. Explore a wealth of opportunities, including State, Federal, and Municipal Down Payment Programs, all tailored to make the path to homeownership straightforward and accessible. Don’t let a hefty down payment stand between you and your dream home—learn how these programs can work for you!

Who Can Qualify?

You don’t have to be a first home to be eligible and there are programs available across Maryland, DC, Pennsylvania, and Delaware providing millions of dollars in assistance for down payments and closing costs, aimed at aiding buyers in purchasing a home.

Are Funds Available?

The Down Payment Assistance Programs can help you to buy your next dream house with little to NO money down. Numerous local initiatives offer millions of dollars in financial assistance for down payments and closing costs, designed to support home buyers looking to purchase a home.

Where's the Money?

Federal, state, and local housing finance agencies, along with nonprofits, lenders, community action programs, and various other organizations, provide services to local homebuyers.

Calculate How Much You Can Get

Many variables, such as your income, credit score, and existing debt, play a crucial role in determining your qualification amount. We invite you to leverage our calculator to estimate the available funds. Eligibility may extend to receiving up to 5% of the home’s purchase price to aid with your downpayment and closing expenses. Moreover, there’s the potential to negotiate with the seller to contribute towards closing costs, further minimizing the financial burden at closing.

Simply Calculate How Much You Can Get and Save Thousands!

Maximum Grant

$4,810

Home Sale Price $150000

$150,000

$1,000,000

Frequently Asked Questions.

WHAT DOWN PAYMENT PROGRAMS ARE AVAILABLE?

Because there are numerous federal, state, local, municipal, and private downpayment grant programs, the number of available down payment programs can fluctuate. Some downpayment programs have budget limits and others have expiration date. There are new programs being introduced regularly. We match you to the down payment programs that best suit your financial need.

CAN YOU QUALIFY FOR DOWNPAYMENT GRANTS WITH A LOW CREDIT SCORE?

Yes. We can work with many buyers with credit scores as low 600. There are many programs that can help you improve your credit score.

DO I NEED TO BE A FIRST TIME HOMEBUYER?

WHAT TYPE OF MORTGAGES QUALIFY FOR DOWN PAYMENT ASSISTANCE?

Many types including FHA, VA Loans, USDA, UHC and most Conventional loans. Call now or complete the secure form to see how much down payment assistance you can get.

Returning to civilian life, we dreamed of buying a home where we could start our next chapter. The down payment assistance program for veterans was our path to achieving this goal. The respect and support we received throughout the process were beyond our expectations. We now own a beautiful home, and we owe a big thank you to the program that recognized and honored our service.

Seeing the joy on my clients' faces when they received the assistance they needed to buy their home was incredibly rewarding. It reinforced my belief in the importance of down payment assistance programs. They are vital tools in bridging the gap to homeownership for many who thought it out of reach. I will definitely continue to recommend this program to eligible clients. It's not just about making a sale; it's about making a difference in people's lives.

As a single parent, balancing my finances is always a challenge, and owning a home seemed like a distant dream. The down payment assistance program I participated in was a game-changer. Not only did it provide the financial boost I needed, but it also offered valuable homebuyer education that prepared me for the responsibilities of homeownership. I'm proud to provide a stable home for my child, something I couldn't have achieved so soon without this help.

As first-time homebuyers, the thought of saving enough for a down payment seemed impossible. Thanks to the down payment assistance program we discovered, we were able to secure our dream home much earlier than we thought possible. The process was straightforward, and the assistance we received made all the difference. We are incredibly grateful for the support that turned our dream into a reality.

After years of renting and moving from place to place during my teaching career, I thought the opportunity to buy a home had passed me by. Retirement brought many joys, but also the longing for a permanent place to call my own. Discovering a down payment assistance program designed for seniors like me was a revelation. The program's advisors were incredibly supportive, walking me through every step with patience and understanding. Now, I'm the proud home owner!

For years, our family dreamed of owning a home where our children could grow up with a sense of stability and belonging. However, with both of us working in jobs that barely covered our monthly expenses, saving for a down payment felt like an insurmountable challenge. Thanks to the down payment assistance we received, our family was able to purchase a small house in a neighborhood we love. It's more than just a house; it's a symbol of our perseverance and the support that helped us achieve our dream.

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DPA PROGRAMS

Dreaming of owning your perfect home but feeling held back by the initial costs? Explore our Down Payment Assistance Programs!

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Explore DPA PROGRAMS

Unlocking Homeownership: Navigating The Pros And Cons Of Down Payment Assistance Programs

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A Guide To Qualifying For Down Payment Assistance

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